Open Enrollment for Medicare

Be open enrollment ready with resources from ARC

It’s that time of year … Open Enrollment for Medicare, the Health Insurance Exchange or your employers. You’ve got choices and we’ve got resources.

We’ve compiled deadline information and tips to help you make the right decision for you and your family.

Enrollment deadlines

The most important things to know are the dates for open enrollment and your deadline to choose the plan you want. Not sure of your enrollment deadline? See below:

  • Medicare annual enrollment period: October 15-December 7, 2021

    • Attend a Shop and Compare event to make sure you choose the plan with the medical and prescription coverage you need, keep your ARC doctor, and save money.
    • Contact your insurance agent, or call 1-817-410-5954 to speak with an agent familiar with Medicare coverage options and plans accepted at ARC. 

  • Health Insurance Exchange: November 1, 2021-January 15, 2022

  • Employer health plans: Check with your employer for your deadline.

    • Review your employer’s “easy compare” chart, with new benefits and options.
    • Check for local plans that are accepted by ARC.

Make sure your primary care doctor and specialty doctors are in-network

When selecting a plan, make sure that your new insurance plan includes the Austin Regional Clinic doctor(s) that you know and trust.

ARC has expanded with other Medicare Advantage plans to give patients more options to stay with an ARC doctor. We are now in network with Aetna, Humana, AARP United Health Care, and Blue Cross Blue Shield MA plans. ARC will not be in-network for WellCare Medicare Advantage Plans effective January 1, 2022.

There are several insurance plan types: Indemnity, HMO, PPO, and POS. Each type of plan may have a different level of coverage for doctors considered in-network and out-of-network. Different hospitals and doctors contract with different plans and out-of-pocket costs may differ for each plan including those for: office visit co-payments, deductibles and coinsurance. Typically, your out-of-pocket expenses remain lower if the doctors you see regularly are in-network for the health plan you choose.

To see if an insurance plan is in-network:

Ask an expert

  • Medicare

    • If you already have an insurance agent or broker, we recommend reaching out to them. If not, please call 1-817-410-5954 to speak with an agent familiar with Medicare coverage options and plans accepted at ARC.
    • You can also attend a free online Medicare Shop and Compare event near you, just check the schedule and RSVP online.

  • Health Insurance Exchange plans

  • Employer health plans

    • Most employers provide an “easy compare” chart, with new benefits and options, which is a good resource when comparing insurance plans.
    • Check for local plans that are accepted by ARC.

For additional information about health insurance, visit our Health Insurance Frequently Asked Questions page.

Tags: Insurance, Medicare, Open Enrollment

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